Sample deal tool

Flip or Hold Analyzer

Model a fix-and-flip bridge loan at entry, then compare selling at close against refinancing into a DSCR rental — side by side, on your own numbers.

Figures below are an illustrative example deal. Edit any field to model your own.

If you sell $0 0% annualized return
If you refinance & hold $0 cash out at closing, plus $0/mo after

Cash realized in year one

Sell
$0
Refi & hold
$0

The deal & entry loan

Bridge loan amount $0 capped by LTC
Cash to close $0 equity + points + costs
Total cash invested $0 through the exit decision

Path A — Sell it

Net sale proceeds
$0
Selling costs
$0
Profit
$0
Return on cash invested
0%
Annualized
0%

Path B — Refinance & hold (BRRRR)

Net operating income (monthly)
$0
New DSCR loan
$0
Capped by
DSCR
Cash out at refinance
$0
Cash flow (monthly)
$0
Debt coverage (actual)
0.00x
Cash-on-cash return
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